India's Complete CKYC Compliance Platform
End-to-end CKYC automation for banks and NBFCs. Real-time APIs, AI-powered processing, and fully managed services trusted by 38 BFSI entities.
What is CKYC and why does it matter?
CKYC — Central Know Your Customer — is a centralised KYC repository maintained by CERSAI under the Prevention of Money Laundering Act (PMLA).
Every BFSI institution regulated by RBI, SEBI, IRDAI, or PFRDA must register customer KYC on this central registry — and retrieve existing records for customers who have already completed KYC elsewhere.
Manual CKYC is costing your institution more than you realise
Every day of manual CKYC processing means delayed onboarding, compliance exposure, and avoidable operational overhead.
Four APIs. One complete CKYC lifecycle.
From Search to Download to Generation — we handle every step of CERSAI compliance.
CKYC Search API — Check the registry first
At onboarding, Search API queries CERSAI using PAN, Aadhaar, or other identity details. Returns a masked CKYC number in ~0.2 seconds.
Download API — Retrieve full CKYC record
Two-step download: Initiate + Validate OTP. Returns full unmasked record — name, address, DOB, PAN, photograph, OVD list.
Generation API — We handle CERSAI so you don't have to
Push data and documents to our API. AI extracts data, creates XML, encrypts with RSA, submits to CERSAI. You get the CKYC number.
Batch Service — Fully managed CKYC operations
For institutions without API integration, we operationally handle your entire CKYC lifecycle via SFTP batch processing.
Built for scale, security, and speed
Enterprise-grade CKYC infrastructure trusted by 38 BFSI institutions.
Real-Time API Suite
Four production-ready REST APIs. Search and Download complete in ~0.2 seconds with OTP-based authentication.
AI-Powered Processing
Automated data extraction from documents, intelligent field mapping, and validation before CERSAI submission.
Enterprise Security
ISO 27001 certified infrastructure. RSA/AES encryption for all CERSAI communication. SOC 2 Type II in progress.
Developer-friendly REST APIs
JSON-based REST APIs with comprehensive documentation, code samples, and sandbox environment for testing.
CKYC Generation API
ActivePush data + documents — we handle all CERSAI submission
CKYC Search API
Real-time CERSAI search with PAN/Aadhaar/Passport
CKYC Download API
Two-step download with OTP validation
Your system calls our REST APIs in real time. Search and Download return in ~0.2 seconds with OTP-based authentication. For new registrations, the Generation API accepts customer data and documents — we handle all CERSAI submission and return the CKYC number asynchronously.
CKYC compliance for every BFSI vertical
38 institutions across Banks, NBFCs, Insurance, and Fintechs trust our platform.
38 BFSI institutions rely on our platform
From large private banks to emerging NBFCs — our platform scales to every institution size.
Frequently Asked Questions
Common questions about CKYC compliance and our platform.
Ready to automate your CKYC compliance?
Talk to our CKYC experts. We'll map your workflow and show you exactly how our platform fits your institution in one call.